UK folk is this a good price?

"djmt1" (djmt1) 10/17/2015 at 12:19 • Filed to: None

0

13

Someone in my area has their TF for sale at such a low price that I’m actually considering it since I’ve always wanted to know what living with a mid engined car is like. However like all things car related with me, insurance prices are what govern my decisions so I ran some quotes and they are good.... I think.

Third party, fire and theft.

Total of £1300 with an excess of £300 and no extras included but most importantly no sodding black boxes.

Now I should say that for whatever reason (maybe because they have more than two seats) most of my quotes come back in the £2K-£3K area so to get something closer to a grand is great even if it’s a MG TF but hey gotta start somewhere.

Also I did try running a quote for a MR2 but lets just say that ain’t happening. Serious I hate the insurance industry.

Twingo Tamer - About to descend into project car hell. > djmt1 10/17/2015 at 12:27

0

That seems steep to be honest. I’ve driven one and it was extremely disappointing. You sit on it instead of in it, the gear shift is both notchy and vague somehow. Steering and suspension is good but overall not a great car in my eyes. Build quality is absolutely terrible too.

djmt1 > Twingo Tamer - About to descend into project car hell. 10/17/2015 at 12:30

0

Boy do I know it but given my options are the MG, a Smart Car and some thing from the jungles of the East Indies, I’d pick the cheaply built British “sports car” where the steering wheel tries to saw your legs off. Like I said I gotta start somewhere and boy have I been waiting for way too damn long.

Twingo Tamer - About to descend into project car hell. > djmt1 10/17/2015 at 12:42

0

I’d wait a little longer and go for an MR2 personally. It’s just my opinion but I see the TF as a genuinely bad car, I’d take almost any hot hatch over it any day.

Opposite Locksmith > djmt1 10/17/2015 at 12:45

0

Save up for the mr2

djmt1 > Twingo Tamer - About to descend into project car hell. 10/17/2015 at 12:55

0

It is but waiting isn’t an option. I’ve waited 3 years in some vague hope that prices would go down but they haven’t. The best quote I got for a MR2 was £6850. £6850! Plus most hatches be them hot or cold are around £3,000. I guess there is a reason why everyone around where I live drives 1.0l superminis, it’s for the free insurance but I have no interest in being stuck in a Corsa for the next 3 years. I might just keep looking, there must be a diamond in the rough somewhere.

Twingo Tamer - About to descend into project car hell. > djmt1 10/17/2015 at 12:58

0

Those insurance prices are crazy. Do you live in the city or something?

djmt1 > Twingo Tamer - About to descend into project car hell. 10/17/2015 at 13:00

0

South East London. In one of the highest insurance risk boroughs in the country.

Twingo Tamer - About to descend into project car hell. > djmt1 10/17/2015 at 13:04

0

Ah that explains it.

RWS Motorsport > djmt1 10/17/2015 at 13:45

0

Look for an early MX5 and then get a quote on a classic car policy. Needs to be a mark 1 and probably pre 1995 but you might be able to do it.

Thats a loophole I found when I was looking at odd cars a couple of years ago.

And as Twingo Tamer has said, the MG TF is a pretty poor car, you might be better off getting something poop but super cheap for a year or two until insurance on the MR2 comes down,

djmt1 > RWS Motorsport 10/17/2015 at 13:50

0

Classic car insurance isn’t available in my area (says a lot doesn’t it) and the MG is the poop car. The only thing cheaper is the Smart ForTwo and out of two I'd have the MG as it actually has a boot.

RWS Motorsport > djmt1 10/17/2015 at 13:59

0

Oh wow, I didnt know that there were areas where you cant have classic insurance, thats crazy.

Also crazy is that a Smart ForTwo is cheaper. What about the slightly more unsual like the Focus ST170 which is quick but not ‘chavvy’ because its not a civic type r. Or James mays favourite, a Panda for a couple of years till you can be free to live away from the bane of awful insurance

djmt1 > RWS Motorsport 10/17/2015 at 14:08

0

I know. My postcode got a score of F* on the insurance scale which bottoms out at F- so yeah you can understand my predicament. My biggest problem personally is working what is good and what is bad.

No matter which way you cut it, The MG is a two seater mid engine RWD car designed to be driven in a sporting manner so by what possible reasoning does that lead it to be half the price of a diesel Astra?

The only logical reason I can think is that they don’t want people carting their friends around the city hence why the MG and the Smart for that matter come out so cheap as they are 2 seaters.

RWS Motorsport > djmt1 10/17/2015 at 14:14

1

That or the likelyhood of it working is so low that itll be very hard to crash it, as it will always be up on jack stands :)

I joke, insurance is very odd. The Mazda 6 MPS with all its 260bhp was about 60% of the insurance cost of an Impreza Sti with less horsepower. Bear in mind parts for the Mazda will be dearer because its such a rare car, doesnt make any sense other than the reputation the car has.

Have you looked at Diahatsu Copens? A friend has one and she loves it, she has the 1.3 rather than the full Kei caar 660cc. That surely must be cheap to insure.